General Information

Important regulatory information, deposit protection details, and legal policies.

Deposit Protection

The Financial Services Compensation Scheme

Bank of Africa United Kingdom plc does not offer services to individual customers in the United Kingdom. A limited number of deposits are accepted at our branch in France. However, new deposits from individuals are no longer accepted.

We recognise that customers need to feel confident about their money and are dedicated to ensuring that customers are aware of the protection afforded them when they make deposits with us.

If you have made or intend to make a deposit with Bank of Africa United Kingdom plc, please take the time to read the following statement:

UK Deposit Protection

Your eligible deposits with Bank of Africa United Kingdom plc in London are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.

France Deposit Protection

Regarding our France Banking operations, deposits are protected up to a total of €100,000 per customer. Any deposits you hold above the €100,000 limit are not covered.

Further Information

For further information about UK deposit protection, please visit the FSCS website at www.fscs.org.uk.

For information on French deposits, please refer to FGDR website at www.garantiedesdepots.fr/en.

Regulation

Regulatory Status

Bank of Africa United Kingdom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Regulatory Details:

Legal Name: Bank of Africa United Kingdom plc

Registered in England and Wales

Company Number: 5321714

VAT Number: 919 4718 91

Registered Office: 37 Sun Street, London, EC2M 2PL

Financial Services Register Number: 454750

You can verify our regulatory status on the Financial Services Register at register.fca.org.uk

What This Means

Being authorised and regulated means that Bank of Africa UK must meet strict requirements set by the PRA and FCA, including:

  • Maintaining adequate capital and liquidity
  • Having robust governance and risk management
  • Treating customers fairly
  • Complying with anti-money laundering regulations
  • Regular reporting and supervision
Legal

Legal Documents

Access our key legal documents and policies that govern your relationship with Bank of Africa United Kingdom.

Privacy Statement

Learn how we collect, use, and protect your personal data in accordance with data protection laws and GDPR.

Read Privacy Statement

Terms and Conditions

The terms that govern your use of this website and your relationship with Bank of Africa United Kingdom.

Read Terms and Conditions
Legal

Cookie Policy

We don't currently operate any non-essential cookies on our website. We reserve the right to update this section should this change, and we will notify you of such changes.

What Are Cookies?

Cookies are small text files stored on your device when you visit websites. They help websites function properly and provide information to site owners.

Essential Cookies

We only use essential cookies that are required for the website to function properly. These cookies do not track your browsing activity or collect personal information for marketing purposes.

Managing Cookies

You can control and delete cookies through your browser settings. However, disabling certain cookies may affect website functionality.

Customer Service

Complaints Procedure

We are committed to providing excellent service, but if something goes wrong, we want to hear about it.

How to Complain

If you have a complaint, please contact us in writing:

Complaints Officer

Bank of Africa United Kingdom plc

37 Sun Street

London EC2M 2PL

Email: Info@bankofafricauk.co.uk

Telephone: +44 (0) 20 7429 5500

What Happens Next

We will acknowledge your complaint within 5 business days and aim to resolve it within 8 weeks. If we cannot resolve your complaint to your satisfaction, you may be eligible to refer it to the Financial Ombudsman Service.

Financial Ombudsman Service

The Financial Ombudsman Service is a free, independent service for resolving disputes between consumers and financial businesses.

Website: www.financial-ombudsman.org.uk

Data Protection

Personal Data Requests

Under data protection law, you have rights regarding your personal data.

You have the right to:

  • Access your personal data
  • Request correction of inaccurate data
  • Request deletion of your data (in certain circumstances)
  • Object to processing of your data
  • Request data portability

To make a request regarding your personal data, please contact our Data Protection Officer:

Data Protection Officer

Bank of Africa United Kingdom plc

37 Sun Street

London EC2M 2PL

Email: Data.Protection@bankofafricauk.co.uk

Telephone: +44 (0) 20 7429 5500

For more information about your data protection rights, please read our Privacy Statement.